Debt and Credit Management

This section provides resources and information on managing consumer credit or other revolving debt. A high level of personal debt is a leading cause of financial stress and left unmanaged, can create serious financial difficulties. Debt is usually difficult to deal with due to interest, which is the cost of borrowing money. Bad credit and debt don't have to be a burden in your life. If used wisely with the right tools and resources debt and credit can be a great asset.


Top Ten Things to Know About Controlling Debt

Good Debt vs. Bad Debt

Things to Consider When Managing Your Debt

How to Manage Debt


Tips for Raising Your Score



The True Cost of Paying the Minimum

FICO Store Estimator